Category: In-home business

Dec 09

Snow Shoveling Safety Tips

Snow Shoveling Safety Tips | Travelers Insurance When the driveway and walkways are coated in a thick blanket of snow, it is time to get a shovel out for what some consider to be a dreaded chore. But before you tackle the first snowfall of the season, take some time to read these safety snow …

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Dec 02

How to Identify and Help Remove an Ice Dam

How to Identify and Help Remove an Ice Dam | Travelers Insurance Sometimes, even your best efforts to prevent an ice dam may not be enough. Knowing what an ice dam is, how to identify one and how to help remove it is important to protecting your roof and home from potential damage during the …

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Mar 21

Credit and Insurance Scores

Insurance scores and credit scores differ. Credit scores predict credit delinquency while insurance scores predict insurance losses. Both are calculated from information in a credit report, such as outstanding debt, bankruptcies, length of credit history, collections, new applications for credit, number of credit accounts in use, and timeliness of debt repayment. Insurers or scoring agencies …

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Mar 14

Finding Coverage that Matches Your Business Size

Home Business, Small Business, Global Business—Here’s How to Choose the Right Coverage for Your Business The types and amount of insurance that you need for your small business are based on several factors. What type of business are you in? Where is it located? Do you have employees? You can evaluate your insurance needs—and start …

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Mar 04

What Do Women Business Owners Want? Credible, Accurate Insurance Advice

NEW YORK, February 29, 2016 —Women have made great strides in the business world in the past few decades. And business insurance is essential to protecting their hard-earned capital, according to the Insurance Information Institute (I.I.I.). Forty years ago women owned just 5 percent of all small businesses in the United States. Today, they own …

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Feb 01

Tips for Surviving Severe Cold Weather

Much of the country periodically experiences severe and sustained cold weather, with snowfalls interspersed with periods of melting and freezing. This can inflict considerable damage on homes. Here are some tips and steps you can take to keep your home safe and make insurance losses less likely during extended severe weather. Keep sidewalks and entrances …

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Jan 13

Five Insurance Mistakes to Avoid… And Still Save Money

 We are all concerned with saving money and it is important to shop around when looking for insurance coverage. However, simply reducing your coverage or dropping important coverages altogether can leave you dangerously underinsured in the event of a disaster. Following are the five biggest auto, home, flood and renters insurance mistakes consumers can make, …

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Jan 11

Credit and Insurance Scores

Insurance scores and credit scores differ. Credit scores predict credit delinquency while insurance scores predict insurance losses. Both are calculated from information in a credit report, such as outstanding debt, bankruptcies, length of credit history, collections, new applications for credit, number of credit accounts in use, and timeliness of debt repayment. Insurers or scoring agencies …

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Jan 07

Insurance for the Small and Medium-sized Business Owner

Insurance for the Small and Medium-sized Business Owner A Business Owner Policy, or BOP, may be what your need as a small or medium-sized business owner.  A BOP covers your business for property and liability and helps keep your assets safe.  Learn more in this video produced by Russell Productions in NYC in association with …

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Dec 23

Small Business Safety – Part 2

Workers’ Compensation: Why it’s important for Small Businesses Writing a business plan, choosing a business location, financing your business, obtaining a tax identification number, business licenses and permits seems like a long list and a lot of work. Even after all those requirements are completed, there is still one very important element missing—Workers’ Compensation insurance. …

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