Category: Liability Insurance

Jul 20

Do I need insurance for a child going away to college?

With computers, TVs, printers, PDAs and MP3 players being shipped off to school, it is more important than ever that students and their parents purchase the appropriate insurance protection. Theft can be a major concern on college campuses; according to U.S. Department of Education there were about 40,000 thefts in 2006. And campus fires are …

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Jul 19

Pokémon Go App Takes Millions Of Players To Exciting New Worlds; Insurance Can Help Make Those Worlds (And This One) Safer

Have Fun “Catching ‘Em All”—But If Things Get Out Of Hand, The Right Coverage Can Help Put The Pieces Back Together JULY 13, 2016 FOR IMMEDIATE RELEASE New York Press Office: (212) 346-5500; media@iii.org NEW YORK, July 13, 2016 — Pokémon Go, a mobile app that allows users to hunt virtually for Pokémon in the …

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Apr 11

Insuring Personal Watercraft

Personal watercraft are not generally covered by homeowners or auto insurance, and where they are, the coverage limits can be fairly low. You may need to purchase a specifically designed policy in order to insure these vessels. The personal watercraft policy covers: Bodily injury Property damage Guest passenger liability Medical payments Theft Typical policies include …

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Apr 08

Make your kitchen a ‘smart’ kitchen with these easy-to-use gadgets and apps

Apr 06

Make your old house ‘smart’ with these gadgets

Mar 21

Credit and Insurance Scores

Insurance scores and credit scores differ. Credit scores predict credit delinquency while insurance scores predict insurance losses. Both are calculated from information in a credit report, such as outstanding debt, bankruptcies, length of credit history, collections, new applications for credit, number of credit accounts in use, and timeliness of debt repayment. Insurers or scoring agencies …

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Mar 14

Finding Coverage that Matches Your Business Size

Home Business, Small Business, Global Business—Here’s How to Choose the Right Coverage for Your Business The types and amount of insurance that you need for your small business are based on several factors. What type of business are you in? Where is it located? Do you have employees? You can evaluate your insurance needs—and start …

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Mar 07

Steps to Reduce Workplace Injuries

MANAGING BUSINESS RISKS Injuries to employees can be devastating for businesses, especially small businesses with fewer employees available to take on new roles when an injured worker is on leave. While workers compensation insurance will help pay medical costs and replace an injured employee’s lost income, your business will have to absorb costs associated with …

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Mar 04

What Do Women Business Owners Want? Credible, Accurate Insurance Advice

NEW YORK, February 29, 2016 —Women have made great strides in the business world in the past few decades. And business insurance is essential to protecting their hard-earned capital, according to the Insurance Information Institute (I.I.I.). Forty years ago women owned just 5 percent of all small businesses in the United States. Today, they own …

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Jan 18

Do You Need Insurance For Your Drone?

Don’t Get “Drone” for a Loss this Holiday Season Be Sure You’re Covered Before Taking to the Skies with Your New Flying Gadget More than a million drones are expected to land under Christmas trees this year, according to the Federal Aviation Administration (FAA). Piloting a drone might be a dream for kids of all …

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