Ross, Stepien & Kadey, Inc.

We are an independent insurance agency located in Liverpool, NY. We cover all your insurance needs: auto insurance, home insurance, life insurance, and business insurance.

Most commented posts

  2. A Visit from the Mona Lisa — 1 comment

Author's posts

Jul 25

Changing Insurance Needs: Married

The joining together of two lives is joyous. It’s also nerve-wracking. There are a number of adjustments couples have to make when thinking and planning for two. They may need financial protection they haven’t worried about before, because spouses now depend on each other for support. In merging two households and perhaps two careers, there …

Continue reading »

Jul 20

Do I need insurance for a child going away to college?

With computers, TVs, printers, PDAs and MP3 players being shipped off to school, it is more important than ever that students and their parents purchase the appropriate insurance protection. Theft can be a major concern on college campuses; according to U.S. Department of Education there were about 40,000 thefts in 2006. And campus fires are …

Continue reading »

Jul 19

Pokémon Go App Takes Millions Of Players To Exciting New Worlds; Insurance Can Help Make Those Worlds (And This One) Safer

Have Fun “Catching ‘Em All”—But If Things Get Out Of Hand, The Right Coverage Can Help Put The Pieces Back Together JULY 13, 2016 FOR IMMEDIATE RELEASE New York Press Office: (212) 346-5500; NEW YORK, July 13, 2016 — Pokémon Go, a mobile app that allows users to hunt virtually for Pokémon in the …

Continue reading »

May 02

Lightning Safety: Myths vs. Facts

With 1,800 thunderstorms in progress at any given time on Earth, it’s important to be able to sort out the myths from the facts when it comes to lightning safety. And keep in mind that the best lightning safety plan of all is to take shelter in a house or other structure, or a hard-topped …

Continue reading »

Apr 25

Wedding and Special Event Insurance

Often referred to as “wedding” insurance, special event insurance can be used to cover a 50th anniversary party, a bar mitzvah, a graduation party or any special occasion you might be planning. Special event insurance is designed to provide financial protection if you have to cancel or postpone a gathering due to adverse weather and …

Continue reading »

Apr 20

How to Install a Smart Thermostat

Apr 18

Safety First! How to check car fluids

Apr 13

Smart Technology for your Spring Garden

Apr 11

Insuring Personal Watercraft

Personal watercraft are not generally covered by homeowners or auto insurance, and where they are, the coverage limits can be fairly low. You may need to purchase a specifically designed policy in order to insure these vessels. The personal watercraft policy covers: Bodily injury Property damage Guest passenger liability Medical payments Theft Typical policies include …

Continue reading »

Apr 08

Make your kitchen a ‘smart’ kitchen with these easy-to-use gadgets and apps