Category: Homeowners Insurance

Apr 11

Insuring Personal Watercraft

Personal watercraft are not generally covered by homeowners or auto insurance, and where they are, the coverage limits can be fairly low. You may need to purchase a specifically designed policy in order to insure these vessels. The personal watercraft policy covers: Bodily injury Property damage Guest passenger liability Medical payments Theft Typical policies include …

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Apr 08

Make your kitchen a ‘smart’ kitchen with these easy-to-use gadgets and apps

Apr 06

Make your old house ‘smart’ with these gadgets

Mar 28

Things to Know about Coverage for Jewelry and Other Valuables

Your Homeowners Insurance May Cover Only Part of What You’d Pay to Replace High-Value Items Standard homeowners and renters insurance policies include some coverage for jewelry and other precious items such as watches and furs. Like other belongings, high value items are covered for losses caused by all the perils included in your policy such …

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Mar 21

Credit and Insurance Scores

Insurance scores and credit scores differ. Credit scores predict credit delinquency while insurance scores predict insurance losses. Both are calculated from information in a credit report, such as outstanding debt, bankruptcies, length of credit history, collections, new applications for credit, number of credit accounts in use, and timeliness of debt repayment. Insurers or scoring agencies …

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Feb 01

Tips for Surviving Severe Cold Weather

Much of the country periodically experiences severe and sustained cold weather, with snowfalls interspersed with periods of melting and freezing. This can inflict considerable damage on homes. Here are some tips and steps you can take to keep your home safe and make insurance losses less likely during extended severe weather. Keep sidewalks and entrances …

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Jan 18

Do You Need Insurance For Your Drone?

Don’t Get “Drone” for a Loss this Holiday Season Be Sure You’re Covered Before Taking to the Skies with Your New Flying Gadget More than a million drones are expected to land under Christmas trees this year, according to the Federal Aviation Administration (FAA). Piloting a drone might be a dream for kids of all …

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Jan 13

Five Insurance Mistakes to Avoid… And Still Save Money

 We are all concerned with saving money and it is important to shop around when looking for insurance coverage. However, simply reducing your coverage or dropping important coverages altogether can leave you dangerously underinsured in the event of a disaster. Following are the five biggest auto, home, flood and renters insurance mistakes consumers can make, …

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Jan 11

Credit and Insurance Scores

Insurance scores and credit scores differ. Credit scores predict credit delinquency while insurance scores predict insurance losses. Both are calculated from information in a credit report, such as outstanding debt, bankruptcies, length of credit history, collections, new applications for credit, number of credit accounts in use, and timeliness of debt repayment. Insurers or scoring agencies …

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Jan 05

Water and Flood Damage: What Is and Is Not Covered

  Source: Insurance Information Institute http://www.iii.org/