Tag: Home Insurance

Five Insurance Mistakes to Avoid… And Still Save Money

 We are all concerned with saving money and it is important to shop around when looking for insurance coverage. However, simply reducing your coverage or dropping important coverages altogether can leave you dangerously underinsured in the event of a disaster. Following are the five biggest auto, home, flood and renters insurance mistakes consumers can make, …

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Credit and Insurance Scores

Insurance scores and credit scores differ. Credit scores predict credit delinquency while insurance scores predict insurance losses. Both are calculated from information in a credit report, such as outstanding debt, bankruptcies, length of credit history, collections, new applications for credit, number of credit accounts in use, and timeliness of debt repayment. Insurers or scoring agencies …

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Water and Flood Damage: What Is and Is Not Covered

  Source: Insurance Information Institute http://www.iii.org/

Black Friday and Cyber Monday Tips

Insurance pays for all your Black Friday Purchases

Personal Lines Products

Wondering if we can write a policy for you?  Here’s a sample list of some of the insurance policies we write… Dwellings: 1-4 Unit dwellings Owner or rental occupancies Secondary or seasonal Coastal properties Homes with day care In-Home Business Inland Marine: Coverage for jewelry, furs, fine art, musical instruments, cameras, silver, stamps and collectibles. …

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Facts About Fires

There are approximately 374,000 residential fires each year in the U.S. These fires result in more than 7 BILLION in property losses annually Cooking & home-heating cause about 72% of all residential fires


Learn the basic facts about homeowners insurance… Your policy should protect: Structure of your home. Personal belongings. Personal injury law-suit. Mortgage Insurance Vs. Homeowners Insurance: Mortgage insurance does NOT insure YOUR HOME.  It insures the BANK if you default on your loan. Homeowners insurance provides coverage for your home in the event of a loss. Cost …

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Does Homeowners Insurance Provide Coverage Beyond Your House?

Yes. Homeowners insurance provides financial protection against disasters. A standard policy insures the home itself and the things you keep in it. Homeowners insurance also cover your liability or legal responsibility for any injuries and property damage (other than professional or motor vehicle related liability) you or members of your family cause to other people. …

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