Ross, Stepien & Kadey, Inc.

We are an independent insurance agency located in Liverpool, NY. We cover all your insurance needs: auto insurance, home insurance, life insurance, and business insurance.

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Insurance pays for all your Black Friday Purchases

The Insurance Shop Offers Tips to Help you Save on Auto Insurance

Purchasing the auto insurance that is right for you can be confusing, especially for first-time buyers. By learning the basics on how to get the most for your money, you can save on your auto insurance and feel confident you have adequate coverage. The Insurance Shop and Travelers, a leading provider of auto and homeowners …

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Safe Winter Driving Tips!

Snow storms and icy conditions present a particular set of driving hazards.  Preparing your vehicle for the winter and knowing how to react in severe conditions or if stranded are the keys to safe winter driving. When driving under adverse winter conditions: Take care pulling out of streets blocked by mountains of snow.  It’s often …

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Got a Mobile Business?

We write insurance for the following types of mobile businesses… Bookmobiles Food trucks Mobile medical units Mobile repair units Roadside service And MORE!!

Personal Lines Products

Wondering if we can write a policy for you?  Here’s a sample list of some of the insurance policies we write… Dwellings: 1-4 Unit dwellings Owner or rental occupancies Secondary or seasonal Coastal properties Homes with day care In-Home Business Inland Marine: Coverage for jewelry, furs, fine art, musical instruments, cameras, silver, stamps and collectibles. …

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Water Back-Up – Am I Covered?

How do I get coverage?  What’s the cost?  Common coverages and features.  Not so common Features.  What’s covered and what’s not?  Find the answers and information here – Water BackUp

Summer Camping – A Guide for parents of young campers

Four Questions To Get The Right Auto Insurance

Using the right tool for a job is key to success in any profession. Experts say the same principle applies when selecting an auto insurance policy. Having the right type of policy can help ensure that you, your employees and your business are all protected in the unfortunate event that one of your vehicles is …

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Seven Strategies for New Car Buyers

New car shopping can be a lot of fun, especially if you’re a car enthusiast. But others can find the experience stressful and tedious. Either way, there’s a lot to think about. According to a survey of car shoppers, overall purchase price is the most important factor when shopping for a new car (46 percent), …

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Three Tips To Help Your Vacation Get Off To A Worry-Free Start

With vacation season in full swing, you may be in the process of planning an annual getaway. While most people spend lots of time looking for ways to maximize their budget, one costly decision is often left to the last minute—whether to buy the optional insurance offered by a rental car company.   “Deciding whether …

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