Tag: Home Insurance

Aug 08

How much homeowners insurance do I need?

You need enough insurance to cover the following:  The structure of your home. Your personal possessions. The cost of additional living expenses if your home is damaged and you have to live elsewhere during repairs. Your liability to others. The structure You need enough insurance to cover the cost of rebuilding your home at current …

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Aug 03

Changing Insurance Needs: Baby BOOM!

Children are the future. We need to plan for their future and we need to protect it. As the saying goes, it will be here before we know it. A family’s insurance and financial needs will grow and change over time as we take steps to manage our finances; and protect our property and lifestyle …

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Aug 01

Changing Insurance Needs: Domestic Partners

Since insurance and domestic partnership laws are different in each state, it’s best to consult with a financial advisor or lawyer who is familiar with laws affecting domestic partnerships in your state. AUTO When you buy a car, it is titled. The most practical approach to getting insurance is to ensure that both names are …

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Jul 27

Changing Insurance Needs: Divorce

Since nearly half of all marriages fail, divorce is unfortunately very real for many people. Couples face the difficult task of separating emotionally and financially. This has insurance implications as well. Legal and financial advice will be critical, particularly if there are children involved. Divorce can have a serious impact on one’s credit standing, both …

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Jul 25

Changing Insurance Needs: Married

The joining together of two lives is joyous. It’s also nerve-wracking. There are a number of adjustments couples have to make when thinking and planning for two. They may need financial protection they haven’t worried about before, because spouses now depend on each other for support. In merging two households and perhaps two careers, there …

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Jul 20

Do I need insurance for a child going away to college?

With computers, TVs, printers, PDAs and MP3 players being shipped off to school, it is more important than ever that students and their parents purchase the appropriate insurance protection. Theft can be a major concern on college campuses; according to U.S. Department of Education there were about 40,000 thefts in 2006. And campus fires are …

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Jul 19

Pokémon Go App Takes Millions Of Players To Exciting New Worlds; Insurance Can Help Make Those Worlds (And This One) Safer

Have Fun “Catching ‘Em All”—But If Things Get Out Of Hand, The Right Coverage Can Help Put The Pieces Back Together JULY 13, 2016 FOR IMMEDIATE RELEASE New York Press Office: (212) 346-5500; media@iii.org NEW YORK, July 13, 2016 — Pokémon Go, a mobile app that allows users to hunt virtually for Pokémon in the …

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Mar 21

Credit and Insurance Scores

Insurance scores and credit scores differ. Credit scores predict credit delinquency while insurance scores predict insurance losses. Both are calculated from information in a credit report, such as outstanding debt, bankruptcies, length of credit history, collections, new applications for credit, number of credit accounts in use, and timeliness of debt repayment. Insurers or scoring agencies …

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Feb 01

Tips for Surviving Severe Cold Weather

Much of the country periodically experiences severe and sustained cold weather, with snowfalls interspersed with periods of melting and freezing. This can inflict considerable damage on homes. Here are some tips and steps you can take to keep your home safe and make insurance losses less likely during extended severe weather. Keep sidewalks and entrances …

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Jan 18

Do You Need Insurance For Your Drone?

Don’t Get “Drone” for a Loss this Holiday Season Be Sure You’re Covered Before Taking to the Skies with Your New Flying Gadget More than a million drones are expected to land under Christmas trees this year, according to the Federal Aviation Administration (FAA). Piloting a drone might be a dream for kids of all …

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