We are an independent insurance agency located in Liverpool, NY. We cover all your insurance needs: auto insurance, home insurance, life insurance, and business insurance.
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Ross, Stepien & Kadey, Inc.
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Jul 25
Changing Insurance Needs: Married
The joining together of two lives is joyous. It’s also nerve-wracking. There are a number of adjustments couples have to make when thinking and planning for two. They may need financial protection they haven’t worried about before, because spouses now depend on each other for support. In merging two households and perhaps two careers, there …
Jul 20
Do I need insurance for a child going away to college?
With computers, TVs, printers, PDAs and MP3 players being shipped off to school, it is more important than ever that students and their parents purchase the appropriate insurance protection. Theft can be a major concern on college campuses; according to U.S. Department of Education there were about 40,000 thefts in 2006. And campus fires are …
Jul 19
Pokémon Go App Takes Millions Of Players To Exciting New Worlds; Insurance Can Help Make Those Worlds (And This One) Safer
Have Fun “Catching ‘Em All”—But If Things Get Out Of Hand, The Right Coverage Can Help Put The Pieces Back Together JULY 13, 2016 FOR IMMEDIATE RELEASE New York Press Office: (212) 346-5500; media@iii.org NEW YORK, July 13, 2016 — Pokémon Go, a mobile app that allows users to hunt virtually for Pokémon in the …
May 02
Lightning Safety: Myths vs. Facts
With 1,800 thunderstorms in progress at any given time on Earth, it’s important to be able to sort out the myths from the facts when it comes to lightning safety. And keep in mind that the best lightning safety plan of all is to take shelter in a house or other structure, or a hard-topped …
Apr 25
Wedding and Special Event Insurance
Often referred to as “wedding” insurance, special event insurance can be used to cover a 50th anniversary party, a bar mitzvah, a graduation party or any special occasion you might be planning. Special event insurance is designed to provide financial protection if you have to cancel or postpone a gathering due to adverse weather and …
Apr 11
Insuring Personal Watercraft
Personal watercraft are not generally covered by homeowners or auto insurance, and where they are, the coverage limits can be fairly low. You may need to purchase a specifically designed policy in order to insure these vessels. The personal watercraft policy covers: Bodily injury Property damage Guest passenger liability Medical payments Theft Typical policies include …