Category: Homeowners Insurance

December, January & February are the LEADING Months for Home Fires!

December, January and February are the leading months for home fires and fire deaths in the United States. On average, more than one-third of home fire deaths in the United States occur during the winter months. Here are tips to help you protect your family and your home. How can I heat my home safely? …

Continue reading

Black Friday and Cyber Monday Tips

Insurance pays for all your Black Friday Purchases

Personal Lines Products

Wondering if we can write a policy for you?  Here’s a sample list of some of the insurance policies we write… Dwellings: 1-4 Unit dwellings Owner or rental occupancies Secondary or seasonal Coastal properties Homes with day care In-Home Business Inland Marine: Coverage for jewelry, furs, fine art, musical instruments, cameras, silver, stamps and collectibles. …

Continue reading

Water Back-Up – Am I Covered?

How do I get coverage?  What’s the cost?  Common coverages and features.  Not so common Features.  What’s covered and what’s not?  Find the answers and information here – Water BackUp

Shedding Light on Car Insurance Savings

It can be easier than you think to put the brakes on high auto insurance rates – as an independent agency, The Insurance Shop can help! We can review your policy and possibly help you find a variety of illuminating ways to save money. Here are some things you may want to consider:   • …

Continue reading

Average Lifespan of Major Home Applicances

Facts About Fires

There are approximately 374,000 residential fires each year in the U.S. These fires result in more than 7 BILLION in property losses annually Cooking & home-heating cause about 72% of all residential fires


Learn the basic facts about homeowners insurance… Your policy should protect: Structure of your home. Personal belongings. Personal injury law-suit. Mortgage Insurance Vs. Homeowners Insurance: Mortgage insurance does NOT insure YOUR HOME.  It insures the BANK if you default on your loan. Homeowners insurance provides coverage for your home in the event of a loss. Cost …

Continue reading

Renewing Your Insurance Policies

4 Tips for renewing your insurance policies…