{"id":8383,"date":"2016-07-19T13:22:09","date_gmt":"2016-07-19T18:22:09","guid":{"rendered":"https:\/\/theinsuranceshop1.com\/?p=8383"},"modified":"2016-07-19T13:22:09","modified_gmt":"2016-07-19T18:22:09","slug":"pokemon-go-app-takes-millions-of-players-to-exciting-new-worlds-insurance-can-help-make-those-worlds-and-this-one-safer","status":"publish","type":"post","link":"https:\/\/theinsuranceshop1.com\/?p=8383","title":{"rendered":"Pok\u00e9mon Go App Takes Millions Of Players To Exciting New Worlds; Insurance Can Help Make Those Worlds (And This One) Safer"},"content":{"rendered":"<div class=\"field field-name-field-subtitle field-type-text field-label-hidden\">\n<div class=\"field-items\">\n<div class=\"field-item even\">Have Fun \u201cCatching \u2018Em All\u201d\u2014But If Things Get Out Of Hand, The Right Coverage Can Help Put The Pieces Back Together<\/div>\n<\/div>\n<\/div>\n<div class=\"field field-name-field-date field-type-datetime field-label-hidden\">\n<div class=\"field-items\">\n<div class=\"field-item even\"><span class=\"date-display-single\">JULY 13, 2016<\/span><\/div>\n<\/div>\n<\/div>\n<div class=\"field field-name-body field-type-text-with-summary field-label-hidden\">\n<div class=\"field-items\">\n<div class=\"field-item even\">\n<p><img decoding=\"async\" title=\"Playing Pokemon Go in Boston (Boston Globe; Getty Images)\" src=\"http:\/\/www.iii.org\/sites\/default\/files\/images\/ph_pokemongo_article.jpg\" alt=\"Couple playing Pokemon Go\" \/><\/p>\n<p><strong>FOR IMMEDIATE RELEASE<\/strong><br \/>\nNew York Press Office: (212) 346-5500; <a href=\"mailto:media@iii.org\">media@iii.org<\/a><\/p>\n<p><strong>NEW YORK, July 13, 2016<\/strong> \u2014 <a href=\"http:\/\/www.pokemongo.com\/en-us\/\">Pok\u00e9mon Go,<\/a> a mobile app that allows users to hunt virtually for Pok\u00e9mon in the real great outdoors, has taken the world by storm, amassing more users than Twitter in just a few days. However, like most cultural phenomena, Pok\u00e9mon Go has also spawned unintended consequences, such as injuries and property damage resulting from distracted users\u2014fortunately, most of these are covered by insurance, according to the <a href=\"http:\/\/www.iii.org\/\">Insurance information Institute<\/a> (I.I.I.).<\/p>\n<p>Even if you don\u2019t know what Pok\u00e9mon Go is, you\u2019ve probably already seen it in action as there are few places immune from hordes of players scouring the neighborhood, smartphones in hand, hoping to \u201cCatch \u2018Em All.\u201d Better still, these players are stepping outside for fresh air, exercise and to experience their world in new ways (<a href=\"http:\/\/www.polygon.com\/2016\/7\/12\/12158646\/pokemon-go-cheating-hacks\">or maybe not<\/a>). Unfortunately some of them are also <a href=\"http:\/\/www.whec.com\/news\/people-hurt-playing-pokemon-go\/4194089\/\">walking, biking, or skating<\/a> into signposts, sewer grates and even each other\u2014not to mention even <a href=\"http:\/\/gizmodo.com\/armed-robbers-used-pokemon-go-to-find-9-victims-1783416898\">more serious issues<\/a>.<\/p>\n<p>\u201cWe think it\u2019s great that people are getting outside and enjoying Pok\u00e9mon Go,\u201d said Loretta Worters, vice president with the I.I.I. \u201cBut it\u2019s important to be aware of your surroundings and be sure you\u2019re adequately protected against risk.\u201d<\/p>\n<p>So, even if you fall hard chasing a Charizard, know that you\u2019re covered if you have the right types of insurance, including:<\/p>\n<h2><a href=\"http:\/\/www.iii.org\/article\/what-covered-standard-homeowners-policy\">Homeowners And Renters Insurance<\/a><\/h2>\n<p>While you\u2019re out and about pursuing those elusive pocket monsters, rest assured that your possessions are covered if thieves break into your home. And, if someone runs off with your mobile phone, you\u2019re in luck if you have cellphone insurance\u2014though it might not reimburse for your lost Pok\u00e9mon!<\/p>\n<p>Also, if you accidentally trample somebody\u2019s flowerbed while hot on the trail of a Bellossome (or a fellow player is injured in your home and decides to sue), most homeowners and renters policies have coverage for damage you cause to other peoples\u2019 property and possessions as well as liability for mishaps on your property. Lastly, your <a href=\"http:\/\/www.pokemon.com\/us\/pokedex\/\">Pok\u00e9dex<\/a> may be in good order, but you might also want to consider creating an <a href=\"http:\/\/www.iii.org\/article\/how-create-home-inventory\">inventory<\/a> of your real possessions, which can make filing a claim easier in the event of an insurable loss.<\/p>\n<h2><a href=\"http:\/\/www.iii.org\/article\/what-covered-basic-auto-insurance-policy\">Motor Vehicle Related Incidents<\/a><\/h2>\n<p>Hit while running down a Rotom? Depending on who\u2019s at fault (and local statutes), you may be able to file a claim against the driver&#8217;s auto liability insurance policy. Almost all states require that vehicle owners and drivers carry liability insurance to cover personal injuries to third parties. Or your own <a href=\"http:\/\/www.iii.org\/article\/protecting-yourself-against-uninsured-motorists\">uninsured\/underinsured motorists<\/a> coverage may pick up the tab if not.<\/p>\n<h2><a href=\"http:\/\/www.iii.org\/article\/identity-theft-insurance\">Identity Theft And Cybercrime<\/a><\/h2>\n<p>Sure, the game\u2019s called Pok\u00e9mon Go but it\u2019s really <a href=\"http:\/\/www.computerworld.com\/article\/3093990\/security\/pok-mon-go-into-the-real-world-with-real-crime.html\">your data that\u2019s in play<\/a>. If thieves make off with your information, many insurers will cover identity theft, either as part of a homeowners or renters policy or as a stand-alone policy. Identity theft insurance reimburses victims for the cost of restoring their identity and repairing credit reports and related expenses.<\/p>\n<p><strong>Source<\/strong>: Insurance Information Institute\u00a0<a href=\"http:\/\/www.iii.org\/\">http:\/\/www.iii.org\/<\/a><\/p>\n<\/div>\n<\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>Have Fun \u201cCatching \u2018Em All\u201d\u2014But If Things Get Out Of Hand, The Right Coverage Can Help Put The Pieces Back Together JULY 13, 2016 FOR IMMEDIATE RELEASE New York Press Office: (212) 346-5500; media@iii.org NEW YORK, July 13, 2016 \u2014 Pok\u00e9mon Go, a mobile app that allows users to hunt virtually for Pok\u00e9mon in the &hellip; <\/p>\n<p><a class=\"more-link btn\" href=\"https:\/\/theinsuranceshop1.com\/?p=8383\">Continue reading<\/a><\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[4,27,32,29,5,52,3,33,49,14,100],"tags":[11,34,12,9,17,8,99],"class_list":["post-8383","post","type-post","status-publish","format-standard","hentry","category-auto","category-boat-insurance","category-business-insurance","category-car-insurance-2","category-general-insurance","category-general-liability","category-homeowners","category-liability-insurance","category-life-insurance","category-motorcycle-insurance","category-pokemon-go","tag-auto-insurance","tag-business-insurance","tag-car-insurance","tag-home-insurance","tag-homeowners-insurance","tag-insurance","tag-pokemon-go","item-wrap"],"_links":{"self":[{"href":"https:\/\/theinsuranceshop1.com\/index.php?rest_route=\/wp\/v2\/posts\/8383","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/theinsuranceshop1.com\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/theinsuranceshop1.com\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/theinsuranceshop1.com\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/theinsuranceshop1.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=8383"}],"version-history":[{"count":2,"href":"https:\/\/theinsuranceshop1.com\/index.php?rest_route=\/wp\/v2\/posts\/8383\/revisions"}],"predecessor-version":[{"id":8385,"href":"https:\/\/theinsuranceshop1.com\/index.php?rest_route=\/wp\/v2\/posts\/8383\/revisions\/8385"}],"wp:attachment":[{"href":"https:\/\/theinsuranceshop1.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=8383"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/theinsuranceshop1.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=8383"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/theinsuranceshop1.com\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=8383"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}