There are approximately 374,000 residential fires each year in the U.S. These fires result in more than 7 BILLION in property losses annually Cooking & home-heating cause about 72% of all residential fires
Category: General Insurance
Feb 28
Auto Insurance…Did You Know?
Did You Know… If you’re found legally responsible for bills that are more than your insurance covers, you will have to pay the difference out of your own pocket? One out of every seven vehicles on the road in the United States has no insurance? Underinsured motorist coverage on your auto policy will reimburse you …
Feb 26
“What’s the Right Auto Liability Limit for Me?”
Low Limit Policies In the current difficult economic climate it is tempting to purchase lower limits to save premium dollars or to buy a policy from an insurance company that advertises low-cost coverage. Often, these “low-cost” policies provide only the minimum amounts of liability required by state law. Buying minimum limits can be a mistake …
Feb 24
HOMEOWNERS, ARE YOU COVERED?
Learn the basic facts about homeowners insurance… Your policy should protect: Structure of your home. Personal belongings. Personal injury law-suit. Mortgage Insurance Vs. Homeowners Insurance: Mortgage insurance does NOT insure YOUR HOME. It insures the BANK if you default on your loan. Homeowners insurance provides coverage for your home in the event of a loss. Cost …
Feb 18
Spring’s Coming! Do you know what type of “flooding” is excluded from your homeowners insurance policy?
Don’t be left drowning in costly water damages to your home. Find out what your homeowners vs. flood policies cover. HomeownersVsFlood
Oct 16
Need Insurance Coverage for a Special Event or Fall Festivities?
We have companies available to place your insurance with! Eligible Classes: • Haunted Attractions • Pumpkin Farms • Hayrides • Sleigh Rides • Corn Mazes • Christmas tree lots including “cut your own tree” • Mud Runs • Skating Rinks • Lumberjack competitions and other outdoor sporting events Features: • General liability limits up to …
Oct 02
Affordable Insurance for Renters
Affordable insurance for renters I rent my home. Am I covered for losses under my landlord’s homeowners or landlord insurance? No. Your landlord cannot insure your personal property, your personal computer, clothes, stereo, television, jewelry, furniture, bicycle, artwork and other items against destruction or loss. Renters insurance, however, will give you both property and liability …
Apr 02
Ok…So what the heck IS professional liabilty insurance?
Professional Liability Insurance “Errors and omissions coverage” is another name for professional liability insurance. It helps protect doctors, accountants, attorneys and architects and a variety of other business professionals against negligence claims made against them. What is Covered An example of an item covered by professional liability insurance would be an accounting mistake that causes …
Dec 06
Does Homeowners Insurance Provide Coverage Beyond Your House?
Yes. Homeowners insurance provides financial protection against disasters. A standard policy insures the home itself and the things you keep in it. Homeowners insurance also cover your liability or legal responsibility for any injuries and property damage (other than professional or motor vehicle related liability) you or members of your family cause to other people. …