We are an independent insurance agency located in Liverpool, NY. We cover all your insurance needs: auto insurance, home insurance, life insurance, and business insurance.
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Ross, Stepien & Kadey, Inc.
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Jul 17
Shedding Light on Car Insurance Savings
It can be easier than you think to put the brakes on high auto insurance rates – as an independent agency, The Insurance Shop can help! We can review your policy and possibly help you find a variety of illuminating ways to save money. Here are some things you may want to consider: • …
Jul 16
Insurance for Environmental Risks
We can write the following types of business: Types of Risks Asbestos, mold or lead abatement contractors Environmental engineers & consultants Demolition or painting contractors involved in environmental operations Environmental impairment liability; underground and above ground storage tanks Haz-mat & waste haulers
Jul 15
Eight Tips For The Road Ahead Be Safe, Be Smart On A Long-Distance Road Trip
Whether you’re traveling alone, with a buddy or with your spouse and a car full of kids, there are few things more “American” than the long-distance road trip. Countless vacation travelers will drive the highways looking for fun and making memories with every mile. If traveling down the “holiday road” is in your plans, take …
Mar 18
Facts About Fires
There are approximately 374,000 residential fires each year in the U.S. These fires result in more than 7 BILLION in property losses annually Cooking & home-heating cause about 72% of all residential fires
Feb 28
Auto Insurance…Did You Know?
Did You Know… If you’re found legally responsible for bills that are more than your insurance covers, you will have to pay the difference out of your own pocket? One out of every seven vehicles on the road in the United States has no insurance? Underinsured motorist coverage on your auto policy will reimburse you …
Feb 26
“What’s the Right Auto Liability Limit for Me?”
Low Limit Policies In the current difficult economic climate it is tempting to purchase lower limits to save premium dollars or to buy a policy from an insurance company that advertises low-cost coverage. Often, these “low-cost” policies provide only the minimum amounts of liability required by state law. Buying minimum limits can be a mistake …
Feb 24
HOMEOWNERS, ARE YOU COVERED?
Learn the basic facts about homeowners insurance… Your policy should protect: Structure of your home. Personal belongings. Personal injury law-suit. Mortgage Insurance Vs. Homeowners Insurance: Mortgage insurance does NOT insure YOUR HOME. It insures the BANK if you default on your loan. Homeowners insurance provides coverage for your home in the event of a loss. Cost …
